If you lose a lawsuit and a money judgment is entered against you, the person or entity that won the lawsuit can garnish your wages by providing a copy of the court order to the local sheriff or marshal, who will send it along to your employer.

ADVANCE TAX RELIEF LLC – Serving All 50 States
http://www.advancetaxrelief.com
Call (713)300-3965 – Free Consultation
BBB A+ RATED
**Over 10 Million in Tax Debt and Penalties Forgiven for our clients

Your employer must then notify you of the garnishment, begin withholding part of your wages, send the garnished money to your creditor, and give you information on how you can protest the garnishment.

Most Creditors Need a Court Order to Garnish Your Wages

Unless you owe child support, back taxes, or student loans, your creditors — those to whom you owe money — cannot garnish your wages unless they first get a court order. For example, if you have defaulted on a loan, stopped paying your credit card bill, or have run up huge medical bills, your creditors can’t just start garnishing your wages. They must first sue you, win, and get a court order requiring you to pay what you owe.

Garnished-Wages-On-Taxes-Owed-Advance-Tax-Relief

Federal law places limits on how much judgment creditors can take from your paycheck. The amount that can be garnished is limited to 25% of your disposable earnings (what’s left after mandatory deductions) or the amount by which your weekly wages exceed 30 times the minimum wage, whichever is lower. Some states set a lower percentage limit for how much of your wages can be garnished. (To learn the law in your state, see our Wage Garnishment topic page.)

You may not be fired or otherwise retaliated against because your wages have been garnished to pay one debt. Once you have one or more garnishments, however, less protection is available. Under federal law, you are not protected from retaliation if more than one creditor has garnished your wages — or the same creditor has garnished your wages for two or more debts. Some states offer more protection.

If you want to protest a wage garnishment, you must file papers with the court to get a hearing date. At the hearing, you can present evidence showing that you need more of your paycheck to pay your expenses or that qualify for an exemption. The judge can terminate the garnishment or leave it in place.
Wage Garnishments for Child Support and Alimony

Since 1988, all new or modified child support orders include an automatic wage withholding order. (If child support and alimony are combined into one family support payment, the wage withholding order applies to the whole amount owed; however, orders involving only alimony don’t result in automatic wage withholding.)

Once the court orders you to pay child support, the court or the child’s other parent sends a copy of the order to your employer, who will withhold the ordered amount from your paycheck and send it to the other parent. If you are required to maintain health insurance coverage for your child, the payment for that will be deducted from your paycheck as well.

More of your paycheck can be taken to pay child support. Up to 50% of your disposable earnings may be garnished to pay child support if you are currently supporting a spouse or a child who isn’t the subject of the order. If you aren’t supporting a spouse or child, up to 60% of your earnings may be taken. An additional 5% may be taken if you are more than 12 weeks in arrears. To learn more, see Enforcement of Child Support Obligations.

You may not be fired, disciplined, or otherwise retaliated against because your pay is subject to a wage withholding order to pay child support.
Wage Garnishments for Student Loans

The U.S. Department of Education (or any agency trying to collect a student loan on its behalf) can garnish up to 15% of your pay if you are in default on a student loan. No lawsuit or court order is required for this type of garnishment; if you are in default, your wages can be garnished.

At least 30 days before the garnishment is set to begin, you must be notified in writing of:

-how much you owe
-how to get a copy of records relating to the loan
-how to enter into a voluntary repayment schedule, and
-how to request a hearing on the proposed garnishment.

To learn more, see What Happens If You Default on Your Student Loans.

Wage Garnishments for Back Taxes If you owe money to the IRS, watch out: The agency can take a big chunk of your wages, and it doesn’t have to get a court order first. The amount you get to keep depends on how many dependents you have and your standard deduction amount. Your employer will pay you a fairly low minimum amount each week and give the rest to the IRS.

The IRS must send a wage levy notice to your employer, who is required to give you a copy. The notice includes an exemption claim form, which you should complete and return.

HIRE HELP TODAY!
If all of this seems too overwhelming, then hire a team of professionals to take care of this responsibility for you. Call Advance Tax Relief for a free consultation at 800-790-8574.

We are tax relief experts specializing in IRS back tax help, Installment Agreements, tax lien help, wage garnishment release, IRS Offer in Compromises, tax debt forgiveness and a whole lot more. Get a free consultation from an experienced tax relief expert today (800)790-8574

Some Recent Tax Settlements:
Mr. Dillard – CA Owed $6884, IRS settled for $400
Mr. Batiste – LA Owed $18513, IRS settled for $2972
Mr. Johnson – CA Owed $21,378, IRS settled for $4500
Ms. Gonzalez – TX Owed $28,816, IRS settled for $1700
Mr. Anthony – NY Owed $14,000, IRS settled for $900
Mr. Wilkes – CA Owed 32,211, IRS settled for $1250

Owe the IRS and need help? Call us to discuss your unique situation with Top Tax Attorney or IRS Enrolled Agent (800)790-8574 or visit http://www.advancetaxrelief.com

Connect with us:

BBB PAGE:
https://www.bbb.org/…/advance-tax-relief-llc-in-houston-tx-…

GOOGLE PAGE:
https://plus.google.com/+ADVANCETAXRELIEFLLCHouston

YELP:
https://www.yelp.com/biz/advance-tax-relief-houston

TWITTER:
https://twitter.com/irstaxpro?lang=en

FACEBOOK:
https://www.facebook.com/advancetaxrelief/

#TaxAttorneysNearMe
#IRSFreshStartInitiative
#IOweMoneytotheIRS
#PaymentPlanwithIRS.
#TaxesOwed
#FederalTaxLien
#TaxAttorney
#TaxPreparation
#TaxResolutionServicesCompany